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Chase’s Pay Yourself Back tool is arguably the best new credit card feature we’ve seen introduced during quarantine. If you have the Chase Sapphire Preferred® Card or Chase Sapphire Reserve®, Pay Yourself Back lets you cash in points for select purchases — including groceries and dining — and receive a 25% to 50% bonus depending on which card you have.
For example, if you have the Sapphire Preferred, redeeming 10,000 points to cover a grocery-store purchase would get you $125 off, rather than the standard $100. And if you don’t