With the pandemic far from being over, the need to evaluate our finances has become all the more important now. The widespread unemployment that the pandemic has brought in its wake has many of us struggling to transition from a double-income household to a single-income one.
If you’re tired of that sinking feeling every time you hold a Credit Card bill or get annoyed by those reminders to pay your annual fee even when you haven’t spent a dime on your Credit Card, it’s time to take a hard look at your finances. Or to be precise, your Credit Cards.
Over the years, as your expenses and needs have grown, you may have accumulated cards that, on second thought, you may never need. Credit Cards may make your wallets lighter but not if you’ve hoarded a whole stack you probably won’t ever use.
Step 1: Discard