Tag: Choosing

Choosing The Right Festive Spending Credit Card

The majority of us will no doubt be pleased to see the back of 2020. But before we can get there, we have Christmas to contemplate. It will remain a joyous occasion for many, but the inevitable expense needs to be thought about and, if possible, plans put in place to make it affordable.

The festive season is likely to feel quite different this year, perhaps with restrictions on social events and household gatherings, but it could still end up being a costly affair. So if you’re considering applying for a credit card to help pay for some of your Christmas expenditure, it’s important that you choose the right one.

Whether you need a little help spreading the cost of your festive gifts or you’re looking to earn something back on your spending, we round up some of the best options to help you find the right credit card.

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A Boon For Business, But Choosing The Best Fit Requires Care

Chetan Dube is the President and CEO of IPsoft. Prior to joining IPsoft, Chetan served as an assistant professor at New York University. 

The Covid-19 pandemic quickly created a business environment of falling revenue and declining capital. That has led to a push-and-pull scenario in which companies must spend less money while generating more.

But the bottom line isn’t going to bolster itself. What can be done, and what investments can be made to deliver a positive return during one of the most difficult periods businesses have ever faced?

An increasing number of businesses are trialing cognitive artificial intelligence. While the U.S. Census Bureau reported that AI is still concentrated in large companies — and in less than 10% of businesses — more firms are discovering how to use the technology to save money and streamline operations. Whether that continues throughout the pandemic remains to be seen, but

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Choosing Between a Secured and Unsecured Credit Card

Credit cards can be found in nearly every wallet and purse in America, so most small business owners with good credit already have access to that type of financing. But what can you do as an entrepreneur if your credit score isn’t the greatest? Should you get a secured credit card? Read on to learn the difference between unsecured and secured credit cards and which one is right for your business’s situation.

What is a secured credit card versus an unsecured credit card?

Since their inception in the 1950s, credit cards have been a common payment method for most Americans. In fact, a report by WalletHub using data from the U.S. Census Bureau and Nilson Report found that there were approximately 1.12 billion credit cards in the U.S. as of 2018. By 2023, that number is expected to go up to nearly 1.3 billion.

The report also estimated that the

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