Canceling a Credit Card? Here’s How To Do It the Right Way

If you’re thinking about canceling a credit card — or two or three — it’s not as simple as just cutting it up and tossing the tiny pieces.

There are a few additional steps you should make to ensure you’re not tanking your credit score.

Whether you’re sick of the measly travel rewards (travel in 2020 is history, anyway), struggling to keep up with your payments or simply want to cut back on accounts, use this simple step-by-step guide to cancel your credit card the right way.

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Your 6-Step Guide To Canceling Your Credit Card the Right Way

This might seem like it’s going to be a big ol’ chore, but really, this shouldn’t take you more than a lunch break (or an episode of

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