Tag: earned

Startup Immediate speeds earned wage access via Visa’s push payments

Immediate will use Visa Direct to provide real-time access for employees to collect earned, but not yet paid wages before scheduled payday.

The Birmingham, Alabama-based startup offers lower costs alternative to payday loans. According to The PEW Charitable Trusts, 12 million Americans borrow from payday lenders each year and spend more than $7 billion on payday loans. Immediate works through employers, integrating with a company’s time and tracking payroll software in order to determine the wages an employee has accrued during a payroll cycle. Immediate has built integrations with ADP, Kronos, Paychex, Paylocity, UltiPro, Prism HR, as well as other payroll platforms.

While many EWA providers such as PayActive set a limit, such as $500, on how much an employee can access early, Immediate works with each individual employer to set customized limits.

The employee can access and request wages by using the company’s mobile app called ImmediatePay. Any eligible

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Immediate Announces New Integration With Visa Making Earned Wages Available to Workers in Real-Time

Users of Immediate’s earned wage access app can now receive already earned funds on-demand, 24/7/365

BIRMINGHAM, Ala., Sept. 16, 2020 /PRNewswire/ — Immediate, a financial wellness company, today announced a new integration with Visa that will allow hourly workers and users of its earned wage access services to receive requested funds directly onto an eligible debit card in real-time1 through Visa Direct, Visa’s real-time push payments platform. Any eligible existing Visa debit card can be linked in the ImmediatePay app, enabling users to transfer and use money on the card in real-time.


Immediate aims to improve the financial well-being of millions of Americans by providing on-demand access to earned wages, working directly with employers to make this benefit available to employees. Through Immediate’s financial institution and the integration of Visa Direct, employees who use the service can now add a Visa debit card to their

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Richard Gulli, 10, earned Fish of the Week honors with his first muskie.

Richard Gulli “has had a true passion for everything the outdoors has to offer,” his dad Dominic emailed. “He has caught trophy fish of all species, except one … the elusive muskie!”

With cooling waters, the 10-year-old and his dad were on Lake Summerset to fill that gap.

“After slinging big baits all weekend, it finally paid off!!,” proud father emailed. “[At] 9 a.m. Monday, on his favorite top water bait, the Whopper Plopper, he got the surprise of his life when this fish of a lifetime exploded from the water below and ate!

“He kept his composure and handled business! I swooped in with the net and we landed this monster 46-inch tiger muskie!! . . . She hung out in the net while we gathered our composure and grabbed our camera and tape measure.”

After quick measurements and a photo, she was successfully released.

“A huge hug and

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