Budget breakdown of a 23-year-old Uber driver earning $25,000 a year

This story is part of CNBC Make It’s Millennial Money series, which profiles people around the world and details how they earn, spend and save their money.

Jerone Gillespie has a knack for looking on the bright side — even under difficult circumstances.

His water gets turned off? It’s only temporary. He has to sleep on his brother’s couch because he can’t afford an apartment? It’s an opportunity to start saving up. 

Jerone Gillespie, 23, lives in the Greater Baltimore area.

CNBC Make It

Today, the 23-year-old, who lives just outside of Baltimore, spends part of the year working in a tax preparation office and the rest driving for Uber and Lyft. He expects to earn about $25,000 total in 2020, before taxes.

But he’s not stressed about his low salary: He spends his free time investing, studying money, business and science, and planning his next move.

How Gillespie learned

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